North Durham, Durham County
Water and fire damage help in North Durham
Water on the floor or soot on the walls somewhere in North Durham? Tell us the street's ZIP. One restoration company that works here follows up and writes the price down before starting.
- Homes
- 9,768
- Median year built
- 1989
- Flood claims on record
- 64
- Built before 1980
- 13%
About North Durham
ZIP 27712 is north Durham above I-85: Croasdaile, Treyburn, the Guess Road corridor and the land along the Eno River State Park and the Little River. It is mostly owner-occupied, with only 10% of homes rented, and the median home was built in 1989 (Census ACS). The river runs through the middle of it, and 64 federal flood insurance claims are on record, 16 from Chantal in 2025. Most houses sit well above the river; the ones that flood are on the low ground near it.
Homes and water in North Durham
North Durham has about 9,768 housing units according to the Census ACS 2020-2024, with a median year built of 1989. Housing ages are all over the place: 13% predates 1980 while 26% dates from 2000 on, so a mid-century ranch can sit a few streets from a new subdivision.
Flooding is a genuine risk in this ZIP code, which hold 64 federal flood insurance claims and $2.3 million in payouts. By storm: Fran (September 1996) 9, Florence (September 2018) 8, Chantal (July 2025) 16. A standard homeowners policy won't pay for flood water, so where the water came from decides the claim. Cleaning up after a flood.
Weather doesn't change much from one end of the county to the other. Over 2016-2025 the airport recorded 13.4 days a year with an inch of rain or more, mostly from summer thunderstorms, and 4.8 nights a year at or below 20°F, nearly all between December and February. Anything that stays wet more than a day or two in a humid Durham summer is a mold candidate.
North Durham ZIP codes
| ZIP | Area | Homes | Median built | NFIP claims |
|---|---|---|---|---|
| 27712 | North Durham | 9,768 | 1989 | 64 |
Census ACS 2020-2024; OpenFEMA NFIP claims, all years. Compare all 9 ZIP codes.
Federal flood insurance claims per year, Durham County
Services in North Durham
How it works
- Describe the damage. The form takes about a minute, or text us pictures. A rough guess at when the water started helps.
- One Durham County company phones you. A couple of questions, then a time to come see it.
- The scope and price arrive on paper first. Nothing starts until you say yes. On an insurance job, ask what records they keep for the adjuster.
Questions
Do you cover all of North Durham?
Yes, ZIP 27712 included. When the company phones, they double-check that your street is one they serve.
How fast can someone come out?
That depends on the day, and on how many other houses got hit by the same storm or freeze. Flag it in the form if water is still flowing or if someone in the house has asthma or a compromised immune system. The company gives you its arrival window when it calls.
Do I get a price first?
You should get scope and price on paper before work begins. When water is still active, crews often start extraction on the first visit, so ask for the day one cost and the daily drying rate before signing.
Nearby: Downtown and Central Durham, West Durham and Duke, Hope Valley and South Central Durham, Northeast Durham, South Durham and Southpoint, East Durham, Bahama and Rougemont and all of Durham.