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A two story house with fire damage to its upper floor

Fire and smoke damage restoration in Durham

The burned room is usually the smallest part of a fire job. Soot rides the air into closets and ductwork, and the hoses leave the floors soaked. LawnStarter's national average for fire and smoke restoration is $20,470, and its typical range runs $2,900 to $38,325.

Updated October 29, 2026

On this page
  1. Day one: close the house up
  2. Then the water, before the soot
  3. Why a small fire gets a big bill
  4. Published prices
  5. The insurance side
  6. Ask before you sign

Day one: close the house up

Nobody goes in until the fire department clears it. After that the first job is boring and urgent: plywood over the broken windows and a tarp over any hole in the roof. A house with an open roof in a Durham July is one afternoon thunderstorm away from a second loss, and in January the problem is frozen pipes in a house with no heat. Your policy likely expects you to take reasonable steps to stop further damage, so keep the board-up invoice.

Then the water, before the soot

It feels backwards, but the hose water gets handled first. Soaked subfloor and wet wall cavities follow the same drying routine as a burst pipe, with daily readings, and they start growing mold on the same clock. How drying works.

Charred drywall and flooring come out next. So do mattresses and upholstered pieces that soaked up smoke. After that the crew works through every surface the smoke reached, including inside the ducts. Soot is oily and acidic. A damp sponge pushes it into paint and grout, so this is dry sponges and specific cleaners first. Odor treatment comes last and works only if the cleaning was done; sealing over soot just traps the smell.

Framing and finishes are usually a separate contract. Rebuild after the cleanup.

Why a small fire gets a big bill

Picture a stovetop fire in a Southpoint townhouse. The flames never leave the kitchen. But the HVAC kicks on and pulls the smoke through the returns into every bedroom upstairs. Now the scope is the whole unit. LawnStarter's square foot figure, $4.25 to $6.50 per square foot, is meant to apply to all of that affected area, so walk the house with the estimator and agree room by room on what gets cleaned.

A two story house with fire damage to its upper floor
An upstairs fire. Before any cleaning, the roof and window openings get covered against the next storm. Photo: Eric Parenteau / Unsplash

Published prices

ItemPublished rangeSource
Fire and smoke job, typical$2,900 to $38,325, $20,470 averageLawnStarter, Jul 2026
Fire and smoke, per square foot affected$4.25 to $6.50 per square footLawnStarter, Jul 2026
Hose water, priced at the black water rate$7 to $7.50 per sq ftFixr, Jan 2025

National figures from the named sources. Your Durham estimate will be its own number. More in the cost guide.

The insurance side

Fire sits at the center of what homeowners and renters policies were written to cover, and the claim reaches further than people expect. It covers the structure and your belongings, plus somewhere to live while repairs happen. Call the insurer before the end of the day. Take photos of every room before a single bag goes to the curb, and start a folder for receipts on day one. A checklist for the first week.

Ask before you sign

  • Will you rebuild too? If the rebuild reaches $40,000, what North Carolina general contractor license number goes on the contract?
  • Can I have the clean or replace list in writing, room by room?
  • If contents go to your warehouse, how are they photographed and inventoried?
  • Is anything in this form an assignment of my insurance benefits?

Questions Durham homeowners ask

Can I clean smoke damage myself?

A light film on a hard surface in a room far from the fire is a reasonable weekend job. Charred material needs a crew with the right cleaners, and so does heavy soot or smoke in the ducts and insulation. Water on soot mostly spreads it around, and the odor returns if its source stays.

Does homeowners insurance pay for fire damage?

Homeowners and renters policies cover fire as a standard peril. They usually cover smoke cleanup as well, and the cost of living elsewhere during repairs, often labeled additional living expense or loss of use. Your declarations page shows the limits. Save every receipt from the time you are out of the house.

How much does fire damage restoration cost?

LawnStarter's national average is $20,470. Its range runs $2,900 to $38,325 depending on the size of the fire, or $4.25 to $6.50 per square foot. Because smoke moves through the ductwork, one burned kitchen can put every room on the cleaning list. Replacing burned framing costs extra.

Sources

  1. LawnStarter: How Much Does Fire and Smoke Damage Restoration Cost? (Nick Crawford, updated July 30, 2026)
  2. Fixr: Water Damage Restoration Cost (updated January 31, 2025)
  3. N.C. Gen. Stat. 87-1: General contractor defined; license required ($40,000 threshold; checked October 29, 2026)
  4. FTC: How To Avoid a Home Improvement Scam (July 2022)