Hope Valley and South Central Durham, Durham County
Water and fire damage help in Hope Valley and South Central Durham
Water on the floor or soot on the walls somewhere in Hope Valley and South Central Durham? Tell us the street's ZIP. One restoration company that works here follows up and writes the price down before starting.
- Homes
- 23,657
- Median year built
- 1985
- Flood claims on record
- 97
- Built before 1980
- 28%
About Hope Valley and South Central Durham
ZIP 27707 covers Hope Valley and Forest Hills. Lakewood and Rockwood are in it too, with the neighborhoods along Third Fork Creek and the MLK Parkway out to the New Hope Creek bottoms. It has more federal flood insurance claims than any other ZIP in the county, 97, with $2.1 million paid. They come from creeks, not the Eno: 14 from Florence in 2018 and 11 from Fran in 1996, but just 1 from Chantal. Hope Valley's houses are mostly mid-century, on wooded lots that slope toward the creeks, and the median home was built in 1985 (Census ACS).
Homes and water in Hope Valley and South Central Durham
Hope Valley and South Central Durham has about 23,657 housing units according to the Census ACS 2020-2024, with a median year built of 1985. Housing ages are all over the place: 28% predates 1980 while 28% dates from 2000 on, so a mid-century ranch can sit a few streets from a new subdivision.
Flooding is a genuine risk in this ZIP code, which hold 97 federal flood insurance claims and $2.1 million in payouts. By storm: Fran (September 1996) 11, Florence (September 2018) 14, Chantal (July 2025) 1. A standard homeowners policy won't pay for flood water, so where the water came from decides the claim. Cleaning up after a flood.
Tenants occupy 52% of the homes here (Census ACS). If that's you and something is leaking or growing, the first step is written notice to the landlord. North Carolina rental repairs.
Weather doesn't change much from one end of the county to the other. Over 2016-2025 the airport recorded 13.4 days a year with an inch of rain or more, mostly from summer thunderstorms, and 4.8 nights a year at or below 20°F, nearly all between December and February. Anything that stays wet more than a day or two in a humid Durham summer is a mold candidate.
Hope Valley and South Central Durham ZIP codes
| ZIP | Area | Homes | Median built | NFIP claims |
|---|---|---|---|---|
| 27707 | South central Durham and Hope Valley | 23,657 | 1985 | 97 |
Census ACS 2020-2024; OpenFEMA NFIP claims, all years. Compare all 9 ZIP codes.
Federal flood insurance claims per year, Durham County
Services in Hope Valley and South Central Durham
How it works
- Describe the damage. The form takes about a minute, or text us pictures. A rough guess at when the water started helps.
- One Durham County company phones you. A couple of questions, then a time to come see it.
- The scope and price arrive on paper first. Nothing starts until you say yes. On an insurance job, ask what records they keep for the adjuster.
Questions
Do you cover all of Hope Valley and South Central Durham?
Yes, ZIP 27707 included. When the company phones, they double-check that your street is one they serve.
How fast can someone come out?
That depends on the day, and on how many other houses got hit by the same storm or freeze. Flag it in the form if water is still flowing or if someone in the house has asthma or a compromised immune system. The company gives you its arrival window when it calls.
Do I get a price first?
You should get scope and price on paper before work begins. When water is still active, crews often start extraction on the first visit, so ask for the day one cost and the daily drying rate before signing.
Nearby: Downtown and Central Durham, West Durham and Duke, Northeast Durham, North Durham, South Durham and Southpoint, East Durham, Bahama and Rougemont and all of Durham.